Cheap motorbike insurance

Finding cheap motorbike insurance quotes

Many of us can save big money by switching our motorbike insurance policy. Here is a quick lowdown if you know what you’re doing and just want to find a cheap policy.

NEVER just auto-renew – instead get quotes from comparison websites. Comparison sites don’t search identical insurers, nor give identical prices, so try as many as you’ve time for in this order: The Bike Insurer*, Confused.com*, MoneySupermarket* and Gocompare.

Then check to see if cashback sites can beat the quotes you got above. Topcashback* gives £26 when you buy through its comparison, and Quidco* £23. But it’s also worth checking if you can then up that amount by going direct to the insurer through Topcashback’s* and Quidco’s* normal sites.

There are three main types of motorbike insurance cover you can opt for:

• Third party. This is the minimum level of cover needed to drive legally, and only covers damage to someone else or their property.
• Third party, fire and theft. As above, but with additional cover in case the motorbike gets stolen or catches ablaze. Always double check the level of theft cover and whether a security device is needed to get the theft cover.
• Comprehensive. The widest level of cover available. You get third-party, fire and theft cover, plus if you have an accident and it was your fault you can claim the cost of repairing your motorbike (as well as any damage you cause to someone else or their property).